Support and Advice Team – Debt and Money Advice

Our Support and Advice Team offer free, impartial and confidential help across the Mid Devon area. 

Our fully trained advisors can offer you advice, specific to your needs and our advisers will give time and support in order to help you become debt free and more secure financially.  

We realise talking about money is difficult, but we are not here to judge – we are here to help. 

Advice is available in person by appointment,  over the phone, or by email.  

Contact us for more information and take the first step to becoming debt free.

CHAT is a Community Money Advice centre and is authorised and regulated by the Financial Conduct Authority

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What to expect from our advice process

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We will make sure you understand the whole process before we start.  

  • You can talk through your circumstances with our advisers who will support you in assessing your income and exploring options for increasing this where possible. 
  • We will move on to offer budgeting advice, including essential bills and how to reduce spending 
  • If you owe money the next stage will be to advise about the debts that have the biggest consequences if you don’t pay them  
  • We will then look at the other debts and look at all the options for resolving your debts will be discussed with you and you can decide the best way forward. 

This process may take several appointments to ensure you have control over your finances, enabling you to remain debt free in the future.   

You can ask for help yourself by contacting us or be referred by another organisation using our Referral Form.

Please note – we can only provide debt and money advice if you live in the Mid Devon area. If you live outside of this area please contact Community Money Advice 

“I can’t believe it after all these years I can finally say I’m debt free!!!! But couldn’t have done it without you and I can’t thank you and all of CHAT team enough for all your help.”